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What You Don’t Know About Affordable Health Individual Insurance Is Costing You!

25th November, 2009 - Posted by health news - No Comments

Like many Working Class Americans, I was employed with an employer I had worked for for several years. This employer offered Medical, Health, Dental and Vision Benefits, as most do. Getting what I thought was ‘Great coverage’ I gave up a portion of my Paycheck every two weeks to be Insured by this certain Group Insurance Company. Things were going fine until, after years at the company, I was laid-off.

These days this kind of story is not unheard of, but maybe this next part is. Like many other laid-off workers I was offered Cobra Medical which would let me keep my Benefits by paying the premiums myself. When I got the offer in the mail I was SHOCKED, to say the least, with how much I was going to have to pay every month for my Benefits! It was WELL over $400! And keep in mind, I was single and Healthy. Can you imagine if I had a Family or some disease? What a rip off!

It was at this time that I decided there had to be other options for me. I couldn’t just sit around and be uninsured. I could not afford to pay for medical bills on my own, as they are far more outrageous than even the $400 monthly premium being offered to me. Thus I because on my quest for Affordable Health Individual Insurance.

I started Googling for companies in my State that would give me some quick estimate quotes. I dare any of you to do the same and NOT be overwhelmed! It was ridiculous! My search resulted in various different companies, most that could not even practice in my State, wanting me to give them all my info, and then they would “Get Back To Me” with some quotes. What this resulted in was about 875489 different companies (Yes, I am exaggerating) calling me daily and trying to get more information out of me. What I DIDN’T get was a chance to look at quotes from various companies and compare them before I committed to anything.

Like most people, I didn’t want to talk to any pushy Sales Reps who were trying to sell me on an Insurance Product that was not right for me. I needed Affordable Health Individual Insurance that was right for MY needs, decided BY me, after doing my OWN looking around. I wanted to find a company that, like many Car Insurance Companies, would give me Free Quotes, Side by Side, from Health Insurance Companies in my State so that I could browse their Plans and Select one from there.

Thank Goodness I didn’t give up though, cause after about a Month of Searching I ran into such a company. The company site boasted that it was the ONLY Company online to offer this Side by Side Free and INSTANT Comparison Service. Why is that? What’s going on with Health Insurance Companies? Why are Car Insurance Companies the only ones who seem to get what people want? Anyway, regardless of that fact I was happy to finally be able to see some instant Health Insurance without paying anything or giving up too much of my info and time.

I browsed through all of my options and was shocked to find out that most of the plans were Better and Cheaper than I had been paying through my Work!!! I didn’t look around before cause I assumed, like most people, that I was getting a better deal by purchasing the Health Insurance my work provided. I was shocked that it wasn’t the case and felt in a way that I had been ripped off and taken advantage of by my old Employer and Group Insurance Provider.

I selected a new plan and filled out an application that was free. I was instantly contacted by a Well known Insurance company and had Insurance that was Affordable Health Individual Insurance by the NEXT BUSINESS DAY! I was very impressed. I also purchased Dental Insurance and RX Insurance plans at the same time as they were affordable.

So, if any of you are in my shoes, please check out the hyperlinks in this Article to visit the Free site I found that let’s you compare Health Insurance Side by Side, Free and with No Obligation to Purchase. If you are not in my shoes, check it out anyway! You might find out that you are overpaying through your Employer “Benefits”. I wish I had found this out sooner, so do yourself a favor and visit this site today.